Now in early access
Banking built for how practices actually get paid.
Insurers mail paper checks and take 45 days. Whitecoat deposits the payment the day it arrives, matches it to the claim automatically, and can pay you in two.
For physician and dental practices, including MSO-PC structures.
The problem
1 check, 19 claims
Someone at your practice reconciles it by hand.
$80k–$180k
What practices lose each year to underpayments they never catch.
45 days
How long insurers take to pay for work you already did.
What Whitecoat does
Payments matched automatically.
We scan payer mail the day it arrives, deposit it same-day, and reconcile each payment against the claim it came from. No more matching EOBs line by line.
- CLM-40218$1,240.00
- CLM-40219$860.00
- CLM-40221$415.00
- CLM-40224$2,105.00
Matched to 4 claims · 0 left to review
Underpayments, caught.
We compare every payment to your contracted rate and flag the gap. You only pay us when we recover it.
Every payment compared against your contracted rate.
Get paid in 2 days, not 45.
We advance against submitted claims and get repaid automatically when the insurer's payment lands in your account.
Repaid automatically when the insurer's payment lands.
Built for practice structures
A separate account for every legal entity. MSO-PC structures set up in days, not weeks.
How it works
- 01
Connect your claim data and existing bank feed
- 02
Mail and remittances route to us
- 03
Payments deposit and reconcile themselves
- 04
Draw an advance whenever you want it
Pricing
Software subscription plus a contingency fee on recovered underpayments. Advances priced per practice.
Talk to us